SURVIVOR’S PENSION

A survivor or dependant is:-

• a spouse;
• a dependant child under the age 18 years, if not in formal education;
• a dependant child under 23 years, if in formal education; and

More importantly, a dependant’s name must have been listed as such on the registration (SS 1A Form) or member’s update (SS 1C Form).

An application for survivors’ pension is made on the SS 5B Form. The applicant should produce the death certificate of the deceased member, or in the absence of a death certificate, a letter from the local council confirming death of the member

40% of the insured person's pension is payable to a widow (er). In the case of more than one widow, the pension is shared equally. The widow's pension ceases on re-marriage.

60% of the insured's pension is payable to a dependant child up to age 18 and age 23 if in full-time education, no time limit if disabled.

Other eligible survivors (in the absence of the above) a lump sum equal to 12 month's pension is payable to a parent who is employed or is receiving pension; 24 months' pension to a parent who is not employed or receiving pension. The maximum survivor pension is 100% of the insuired's pension.

Survivors' grant: If the qualifyng conditions for a survivors' pension are not met, agrant equal to 1.5 times the insured's average monthly earnings for each 12-month period of contributions is apid.

Benefit adjustment: pensions are adjusted annually according to the Trust fund income.

Also for more information please check the Members Manual